Home Equity Line of Credit

There’s always room for improvement
with NGFCU
Use the equity in your house to get unlimited access to funds for future home upgrades or all your big ideas with our low rate SmartMove Home Equity Line of Credit (HELOC).
Save big with rates as low as 3.00% APR*
With an adjustable rate as low as 3.00% APR* and a fixed rate as low as 4.00% APR† it's easy and affordable to get the funds you need, whenever you need them.
Whatever you need, anytime you need it
Whether you want to help your bathroom escape the 1950's or you want to help your child have the wedding of a lifetime, our great low rates can help you make it happen with savings.
Get started and learn more today
Qualifying properties include owner-occupied, 1 to 4 units in Arizona, California, Colorado, Delaware, Florida, Hawaii, Illinois, Maryland, Massachusetts, Minnesota, Missouri, Nevada, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, South Carolina, Utah, Virginia, Washington, Washington, D.C., and West Virginia.
Call 800.633.2848 or click to apply online below.