Bill Consolidation


Lower Payments. Bigger Smiles.

Take on your debt in a big way.
Whether you accumulated debt through holiday spending, or it’s something you have been carrying for a while, we can help.

Rates as low 6.49% APR*
Our Bill Consolidation Loan allows you to consolidate up to $40,000 of your current high rate debt and save big with a rate as low as 6.49% APR* and no payment for 60 days.

Say goodbye to high interest rate:

  • Credit Cards
  • Signature Loans
  • Any Other High Rate Debts

Consolidate your debt the smart way.

Call 800.633.2848 or click below to apply online.

* APR = Annual Percentage Rate. Rates subject to change without notice. All loans subject to credit approval. Term: 4 years for initial balance less than $10,000, 5 years for initial balance of $10,000 or more. Loan payment example: $44.78 per month for each $1,000 financed at 6.49% for 24 months. All rates are subject to loan term limits and certain restrictions may apply. Rates are effective as of 1/5/2023 and subject to change without notice.
Members may elect to defer their first payment for 60 days from the loan funding date. Interest will accrue during deferral period. Offer not available for existing NGFCU loans.