Smarter Savings


Get More For Your Money

Imagine getting more for your money than what a bank provides. Higher savings rates. No or lower fees. That’s what you get from Northrop Grumman Federal Credit Union (NGFCU).

Regular Share (Savings)

Our regular savings accounts are federally insured, dividend-paying accounts that allows members to earn higher dividends while permitting immediate access to funds.

One share ($5) minimum deposit for membership

Share Draft (Checking)

Say goodbye to a bank checking account with crazy fees. Replace it with a no monthly service charge account with:

No per check charges or monthly service charges
Fee-free overdraft protection may be established from your MoneyMaster Line of Credit, Regular Shares or Money Market Account

Beyond traditional checking and savings accounts, we also have a variety of additional accounts, designed to help you get the most out of your money, including:

Term Accounts

6 and 30 month, 1, 2, 3, 4, 5 and 7 year terms
Bonus rates on accounts with $40,000 or more

Holiday Club Account and Other Special Purpose Savings Accounts

The Holiday Club Account has special restrictions to encourage savings discipline.
You can open the special purpose savings accounts for anything you need.

Youth Accounts & UTMAs

Money Market Savings

$2,500 minimum balance
Higher competitive yield than Regular Share Account
No fees or withdrawal penalties

IRA Accounts

1, 2, 3, 4, 5 and 7-year term IRAs with $2,000 minimum deposit
Accumulation with a minimum $5 initial deposit

Coverdell Education Savings Account

NGFCU accounts are insured to at least $250,000 by the NCUA, a government agency.